The most extreme metro Detroit weather types- high winds and lightning can often be the most damaging to a property, especially when either causes downed trees. Realistically, falling tree limbs and fallen trees cause millions of dollars in damage to homes, cars, and power lines each year. And while neither lightning bolts nor tornado-like winds are preventable, small steps can be taken to limit their damage to your rental property and the repair cost to you.
- Examine nearby trees for decay and remove any damaged limbs. Check with the city for information regarding removal requirements or city services.
- Limit pruning to maintain a stable tree. Over pruning can weaken the tree’s overall structure and create loose limbs.
- If planting new trees, look for types with deeper, non-invasive roots.
- Invest in an insurance policy for lightning and wind damage. Most standard homeowners insurance covers lightning damage, so understand the terms of a policy.
- Consider hiring a trusted property management company that offers reliable contractors and has daily contact with city departments.
In addition to welcoming extreme heat, the spring and summer rental season means stormy weather in Metro Detroit. Is your rental property rain ready?
Heavy rainfall presents the risk of flooded basements and leaky ceilings when the snowflakes have shifted to raindrops. And while regular maintenance inspections can help identify cracks in the property foundation or other points of entry for unwanted water, heavy rain can cause flooding and/or water damage without warning signs.
In the latter case, the damage needs to be assessed immediately, and the problem pinpointed. Is a window leaking? Is there a grade issue? Did the sump pump work effectively? Wet areas should be dried to prevent mold growth, and the problem repaired. (Your property manager can take care of these steps for you.)
Although flooding is a relevant and sometimes damaging issue, most standard homeowners insurance does not cover floods. However, both renters and owners can purchase flood insurance.